Additional Reading
Cases
Advertising
- Painter v. Blue Diamond Growers, CV 17-02235-SVW-AJW (C.D. Cal. May 24, 2017), aff’d 17-55901 (9th Cir. Dec. 20, 2018).
- Ang. V. Whitewave Foods Co., No. 13-cv-1953 (N.D. Cal. Dec. 10, 2013)
- Leonard v. Pepsico, 88 F. Supp. 2d 116 (S.D.N.Y. 1999)
Unfair & Deceptive Practices
- Dugan v. TGI Friday’s, Inc., 171 A. 3d 620 (N.J. 2017)
- Stahl v. Balsara, 60 Haw. 144 (1978)
News & Scholarship
Unfair & Deceptive Practices
- Laura M. Holson, Match.com Used Fake Ads to Swindle Users, F.T.C. Says, N.Y. Times (Sept. 25, 2019)
- FTC Complaint, No. 3:19-cv-02281 (N.D. Tex. Sept. 25, 2019)
- Nicole Fisher, America’s Largest Retailer Sued for Selling Fake Medicine, Forbes (May 31, 2019)
- Complaint, Center for Inquiry v. WalMart, No. 2019-CA-003340-B (D.D.C. May 20, 2019)
- Stephen Raher, The Company Store and the Literally Captive Market: Consumer Law in Prisons and Jails, 17 Hasting Race and Povery Law Journal 3 (2020)
- Jamie Luguri & Lior Strahilevitz, Shining a Light on Dark Patterns, U of Chicago, Public Law Working Paper No. 719; University of Chicago Coase-Sandor Institute for Law & Economics Research Paper No. 879 (August 1, 2019)
Consumer Privacy
- Shoshana Zuboff, Big Other: Surveillance Capitalism and the Prospects of an Information Civilization, 30 Journal of Information Technology 75 (2015)
- John Naughton, ‘The goal is to automate us’: welcome to the age of surveillance capitalism, The Guardian (Jan. 20, 2019)
- David Glance, Is it time to regulate targeted ads and the web giants that profit from them?, The Conversation (Apr. 22, 2018)
Credit Reporting
- Kelly Gates, The Securitization of Financial Identity, 20 Journal of Communication Inquiry 1 (2010)
- Josh Lauer, The Good Consumer: Credit Reporting & the Invention of Financial Identity in the United States, 1840-1940, 11 Enterprise & Society 686 (2010)
Payday Loans
- CFPB, Payday, Vehicle Tile, and Certain High-Cost Installment Loans: Final Rule. 82 Fed. Reg. 54472 (Oct. 5, 2017)
- CFPB, Payday Loans & Deposit Advance Products (2013)
Student Loans
- U.S. Department of Education, Student Assistance General Provisions, Final Regulations, 84 Fed. Reg. 58834 (Nov. 1, 2019); Press Release (Oct. 31, 2019)
- Louise Seamster & Raphaël Charron-Chénier, Predatory Inclusion & Education Debt: Rethinking the Racial Wealth Gap, 4 Social Currents 199 (2017)
- Eric Fink & Roland Zullo, Federal Student Loan Servicing: Contract Problems and Public Solutions, Jobs With Justice Education Fund (2014)
Debt Collection
- Greg Saulmon, Did Portfolio Recovery Associates try to collect a debt from you? Company agrees to $4M settlement with Mass. AG for ‘deceptive and unfair’ practices, masslive.com (Nov. 11, 2019)
- Lizzie Presser, Ambulance, Judge, Jail: When Medical Debt Collectors Decide Who Gets Arrested, ProPublica (Oct. 16, 2019)
- ACLU, A Pound of Flesh: The Criminalization of Private Debt (2018)
Sociology & Politics of Consumer Debt
- Hanna Appel, et al The Power of Debt, The Debt Collective (2019)
- Rebecca Tippet, et al Beyond Broke: Why Closing the Racial Wealth Gap is a Priority for National Economic Security, Duke Center for Global Policy Solutions (May 2014)
- Greta R. Kruppner, Democracy of Credit: Ownership & Politics of Credit Access in 20th Century America, 123 American Journal of Sociology 1 (2017)
- Kenneth Dyson, The Morality of Debt: A History of Financial Saints & Sinners, Foreign Affairs (May 3, 2015)
Debtor Movements
- Debt Collective
- Jubilee Baptist Church, How We Forgive Each Others’ Debts (Sept. 22, 2019)
- Project on Predatory Student Lending
- Jeremy Scahill, The Case for Economic Disobedience, The Intercept (Nov. 6, 2019)) (Interviews with Debt Collective founder Astra Taylor and Professor Keeanga-Yamahtta Taylor)
- Aaron Ross Coleman, How a Group of Student Debtors Took on Their Banks—and Won, GQ (Oct. 8, 2019)
- Robert Tait, Czech democracy ‘under threat’ from rising debt crisis, The Guardian (Jan. 6, 2019)
Debt Relief
- Luke Herrine, The Law and Political Economy of a Student Debt Jubilee, 67 Buffalo Law Review (2019)
- Ryan D. Doerfler, Executive Orders and Smart Lawyers Won’t Save Us, Jacobin (Dec. 1, 2019)
- Luke Herrine, Executive Action as Power Building: A Response to Professor Doerfler, Law & Political Economy (Dec. 10, 2019)
- Marcia Brown, Cancel Student Debt—Almost All of It, The American Prospect (Setp. 23, 2019)
Interest Rate Caps
- Loan Shark Prevention Act, S.1389 (May 9, 2019)
- Anne Fleming, A Single Federal Usury Cap is Too Blunt an Instrument, Law & Political Economy (Oct. 1, 2019)
- Emma Caterine, The Market Does Not Bind Us, Law & Political Economy (Oct. 2, 2019)